Automatic capture
MoMo and bank SMS read and categorised. Snap a receipt, forward a statement, or just type "spent 40 on trotro".
Your money,
understood.
The AI wealth operating system for Africa. Pulse reads your MoMo and bank alerts, sees the month coming, and tells you what to do next — in cedis.
iPhone Coming soon Android Coming soon
Reads
MTN MoMoTelecel CashBank SMSReceiptsPayslipsPlain language
How it works
It does the thinking. You don't.
Most tracking apps die in week two, because manual entry is a chore nobody sustains. Pulse assumes you'll never open a keyboard.
Capture
Money gets in by itself.
MoMo and bank alerts become transactions. No typing.
Guide
Answers, not dashboards.
What you can safely spend today — not a wall of charts.
Forecast
See the month before it lands.
Tap any day for your projected balance.
Coach
It speaks up first.
Warns you when you drift. Celebrates when you hit it.
Who it's for
Built for how money actually moves here.
Western finance apps assume linked bank accounts, card-first spending and a predictable salary. Real financial life here is MoMo alerts, cash, side hustles, family support, susu and treasury bills — so people fall back on mental math and a vague sense of dread. Pulse is built for that life, not adapted to it.
MoMo-first
MTN, Telecel and AT alerts read automatically.
Cash-aware
The spending no bank app will ever see.
T-bills · Susu
The instruments people here actually use.
Irregular
Salary, side hustle, or both. Assumed, not penalised.
Features
A wealth OS, not an expense tracker.
Wallets, investments, savings, liabilities and net worth — the whole picture, in one place.
Financial calendar
Income, bills, recurring payments and maturities across the month. Tap a day, see the forecast balance.
Payslip intelligence
Upload a payslip. Pulse reads salary, tax and deductions, then builds the budget and savings targets.
AI coach
Remembers your goals and habits, and raises its hand before a problem — not after.
Net worth, not spending
Wallets, investments, savings and liabilities in one picture. The whole balance sheet.
Leak detection
The subscription you forgot is still charging you. Pulse finds it and says so.
Why Pulse
Four things a Western app can't bolt on.
This is the difference between an app that fits your life and one you have to fit into.
MoMo-native, cash-aware.
Built around how money actually moves here — mobile money, cash, susu, treasury bills, family support, irregular income. Not bolted on later.
Guidance, not dashboards.
Every screen answers one question: what is the one thing to know or do here?
Finance that feels human.
Streaks, milestones, goal countdowns, encouragement. Money is emotional — the app treats it that way.
Calm and premium.
No clutter, no chart soup, no notification spam. It speaks when it has something worth saying.
What changes
From surviving the month to building wealth.
You find out about a problem before it happens — not after.
01
You stop guessing whether you can afford it.
02
The month-end shortfall shows up two weeks early.
03
Tracking survives past week two, because you are not doing it.
04
One payslip becomes a real budget with savings targets.
05
You watch net worth move, not just what you burned.
Pricing
Free is genuinely free.
Everything you need to see and enter your money stays free, forever. Plus adds what Pulse can do for you — the automatic tracking, the forecast, the coach.
GHS 0 forever
Everything essential to see and enter your money.
The whole picture of your money, free for good. Not a trial.
- Wallets, transactions and budgets
- Goals, savings and liabilities
- Financial calendar and summaries
- Financial health score
- A taste of the AI coach
GHS 29 per month
or GHS 249/year
Adds the intelligence: Pulse tracks your MoMo for you and tells you where the month is heading.
- Automatic MoMo and bank sync
- Unlimited AI coach
- Full payslip intelligence
- Cashflow forecasting to month-end
- Deep financial health analysis
- Investment guidance and weekly reports
- Subscription leak detection
GHS 15 per month
or GHS 149/year — locked forever
Everything in Plus, at the early-believer price. Your rate never moves.
- All of Pulse Plus
- Price locked for life
- Early access to new capability
- A direct line to the team
Know what's coming, before it comes.
Waitlist
Get in early.
Pulse is launching in Ghana first. Join the waitlist and we'll tell you the moment it's ready — founding members get GHS 15/month, locked for life.
Or write directly:business@solvanesystems.com